Image by DES Daughter
by Darci Picoult
A deeply affecting and genuinely funny journey through the medical juggernaut of DES, and anti-miscarriage drug given to millions of pregnant women and later discovered to cause cancer and reproductive problems in their children. Writer Darci Picoult, as journalist and DES daughter reveals the strength of mothers and daughters fighting together for their lives with guts, humor and love.
Even though everyone should ideally possess Health Insurance, when dealing with pregnant woman this becomes a necessity, as two (or more) lives are a stake here. Clearly in every pregnancy there is a risk of complications and many things that can go wrong, thus, it is absolutely essential that a pregnant woman is regularly seen by a physician, to monitor the state of the pregnancy, as well as offer useful advice and guidance.
Sadly, there is a large number of pregnant women who do not possess health insurance. This is not only dangerous to their own well being, but also risks the health of their offspring. Studies have shown that children born to women who have not been periodically checked by a doctor are more likely to have low birth weight, as well as higher incidents of death.
Getting an insurance while pregnant has become significant today because of the towering cost of health insurance in the United States. According to the American Health Association, 41 million Americans are not insured, and around 13% of pregnant women in the country do not possess any form of health insurance. This puts these women and their unborn children at risk.
Furthermore, if a pregnant woman does wish to be regularly checked, even without health insurance, this could become a very expensive procedure. Prenatal checkups are very expensive, and hospital and delivery charges could easily cost more than $ 10,000. If there are any complications (i.e. premature birth, cesarean section surgery), the costs could become significantly larger. Thus, it is absolutely crucial for a pregnant woman to obtain health insurance.
One obstacle that uninsured pregnant women face is that most companies simply do not accept them, on the grounds that the pregnant is a pre-existing condition. Although there are ways to overcome this (which we will shortly discuss), ideally if you are an uninsured woman who intends to get pregnant soon, please obtain health insurance beforehand. This may save a lot of grief (and worse) later on. The following are a few useful and practical tips on how uninsured women may obtain health insurance:
First, shop around, search the internet, for health insurance companies who can provide pregnancy health coverage and discounted health care coverage. These days it is easy to get free instant quotes from multiple providers online. Some may very well be more affordable than others.
Second, there are some federally funded programs that can offer health insurance for low income people, and this includes pregnant women. Medicaid, for example, enables an uninsured pregnant woman to obtain health insurance coverage. It is important to state that some states have specialized programs for this purpose: if you are in such a situation, it would be a good idea to investigate and see whether your state offers such a program.
Third, check with other agencies. For example, WIC is a federal agency that enables low income women and children under 5 to obtain health services.
Finally, if despite all the obstacles you find yourself with several potential health insurance plans at your disposal, make sure you pick the one that addresses all the issues that may be relevant for you. For example, a hospital-only plan will not cover visits to a doctor’s office.